What is not covered under my motor insurance policy?

What is not covered under my motor insurance policy?

There are a few things that are typically not covered under a standard car insurance policy. These include:

1. Normal wear and tear: Damage that occurs due to normal use of the vehicle is generally not covered by insurance.
2. Maintenance and repairs: Regular maintenance and repairs, such as oil changes and tire rotations, are also not typically covered.
3. Damage caused by intentional actions: If you intentionally damage your own vehicle, or allow someone else to do so, the resulting damage will not be covered by insurance.
4. Damage caused by criminal acts: If your vehicle is damaged as a result of a criminal act, such as vandalism or theft, it will not be covered by insurance.
5. Damage caused by racing or off-road use: Most car insurance policies do not cover damage that occurs while the vehicle is being used for racing or off-road activities.
6. Damage to equipment or accessories: Damage to equipment or accessories, such as custom wheels or a car audio system, may not be covered under a standard car insurance policy.

It's important to review your car insurance policy carefully to understand what is and is not covered. If you have any questions about your coverage, you should contact your insurance provider for more information.